Most people want to pass on as much as they can to their beneficiaries in the most tax efficient manner. A proper estate plan ensures that your assets are distributed in the way you would like.

An effective estate plan considers two areas - the financial component and the administrative component. The financial component deals with the assets that you have and whether they will be sufficient to provide for your beneficiaries once they are distributed. The administrative component addresses how your assets are distributed. It is the part of the estate planning process that deals with Wills, powers of attorney, trusts and other means to distribute and manage assets.

There are very few professionals who can provide you with all the products and services that you need to complete an estate plan. Accountants, lawyers and myself, as your advisor, all play a role.

The following articles provide more information on specific Will and estate planning topics. Please contact us to discuss your personal estate plan.

Practical Perspectives on Estate Planning (PDF)
Estate Planning Using Trusts (PDF)
Estate Planning isn’t just for the Wealthy (PDF)
Executors and their Duties (PDF)
Will and Power of Attorney (PDF)
Taking Control of your Estate (PDF)
2008 Federal Budget Highlights (PDF)
Practical Perspectives on Tax Planning (PDF)
Understanding how Investment Income is Taxed (PDF)
Getting the most out of Capital Losses (PDF)
Understanding Average and Marginal Tax Rates (PDF)
Establishing a Year Round Process (PDF)
Building a Financial Plan (PDF)
Financial Planning Makes a Difference (PDF)
Financial Planning Mistakes to Avoid (PDF)
Charitable Giving (PDF)