For over 80 years you've relied on us to help you choose investments tailored to your unique preferences. Recently, many of you told us that you're looking for choices in how we do business together. Did you know that we've developed innovative programs which offer an alternative to commission-based trading? And that we can work with you to choose the approach that best matches your investment needs?

Choose Your Level Of Participation:

1) Some Involvement

* Delegate everyday investment decisions to professional money managers.
* Reap the same benefits traditionally enjoyed by large institutional investors like pension plans
* Rigorous checks & balances ensure due diligence in mitigating & managing risk

a) The Summit Program™
Continue to receive the personal attention of your Investment Executive while seasoned Portfolio Managers are hard at work buying and selling investments in line with your financial goals.

Your Investment Executive works with you to choose the asset mix and Managers that best reflect your investment philosophy and risk tolerance.

Minimum Portfolio: $500,000

Summit Overview (PDF)

b) The Pinnacle Program™
Benefit from a winning combination of expertise and personal attention. Your Investment Executive uses a sophisticated process to develop a customized investment program to meet your specific goals. And our third-party experts rigorously screen leading Money Managers before they qualify to manage Pinnacle funds.

Minimum Portfolio: $50,000

The Pinnacle Program (PDF)

c) Sovereign Investment Program™
Click here for more info.

d) LifePoints Portfolios™
Click here for more info.

LifePoints Overview (PDF)

2) More Involvement

* Participate in the portfolio management process with ongoing objective advice from your Investment Executive
* Base buy and sell decisions on strategic needs without concern for commission costs
* Gain access to ScotiaMcLeod's highly sought-after top ranked research and insights

a) Partnership Plus
Continue to rely on your Investment Executive while paying one annual fee for buy and sell transactions. This alternative to the traditional commission-based way of doing business allows up to five accounts to share fees. To further guide your investment decisions, you receive a highly sought-after research magazine published exclusively for Partnership Plus clients.

Minimum Portfolio: $100,000

Partnership Plus Pamphlet (PDF)

b) i:Partner™
Enjoy all the benefits of a full-service account with the freedom and features of an online brokerage account. Review accounts online, track the markets with top ranked Canadian and U.S. research, get stock quotes and enter your own stock and mutual fund orders. Links to Scotia Online Internet Banking allow for bill payments and money transfers between i:Partner and Scotiabank accounts.

Minimum Portfolio: $75,000

Ipartner Summary Brochure (PDF)